Your numbers
Your estimate
| Sale price | $0 |
| Commission | −$0 |
| State REET (graduated) | −$0 |
| Local REET | −$0 |
| Owner's title insurance | −$0 |
| Escrow fee (seller side) | −$0 |
| Prorated property taxes | −$0 |
| Repairs, credits, staging | −$0 |
| Total selling costs | −$0 |
| Mortgage payoff | −$0 |
| Estimated net to you | $0 |
How this calculator works
The calculator applies the costs a Washington seller actually pays at closing. Commission is applied as a single negotiable percentage. The state real estate excise tax is applied marginally by bracket, the way escrow calculates it: 1.10% up to $525,000, 1.28% from $525,000.01 to $1,525,000, 2.75% from $1,525,000.01 to $3,025,000, and 3.00% above that, per RCW 82.45.060 and the Department of Revenue's current rate tables. The local REET is a flat percentage of the full price, 0.50% in Vancouver and most of Clark County.
Title, escrow, and tax prorations vary by provider and closing date, so those fields are editable. The defaults reflect typical Clark County figures from our cost to sell a house in Washington guide.
A worked example
On a $550,000 Vancouver home with a 5.5% commission and the standard 0.50% local REET, typical selling costs land in the $38,000 to $45,000 range before the mortgage payoff. That is why a seller with no mortgage nets roughly $480,000 to $500,000, and a seller with a loan nets that much minus the payoff. Our guides on net proceeds and home equity walk through the same math in prose.
Frequently Asked Questions
How accurate is this net proceeds estimate?
It is a planning estimate built on typical Washington figures: a negotiable commission, the state's graduated REET brackets plus your local rate, and average title and escrow charges. Your exact numbers come from your escrow officer's settlement statement, and your mortgage payoff comes from your lender's payoff quote, which includes interest through the payoff date.
What is REET and how is it calculated in Washington?
REET is Washington's real estate excise tax, paid by the seller. The state portion is graduated: 1.10% up to $525,000, 1.28% from $525,000.01 to $1,525,000, 2.75% from $1,525,000.01 to $3,025,000, and 3.00% above that. A local REET, 0.50% in most of Clark County, applies to the entire price. This calculator applies the brackets marginally, the way escrow does.
Who pays closing costs in Washington, the buyer or the seller?
Sellers typically pay the real estate commission, the state and local REET, the owner's title insurance policy, their share of the escrow fee, prorated property taxes, and any negotiated credits. Buyers pay their own loan costs and the lender's title policy tied to their mortgage.
How much does it cost to sell a $550,000 house in Washington?
On a $550,000 home, typical selling costs run roughly $38,000 to $45,000 before your mortgage payoff: about 5% to 6% in commission, roughly 1.6% in combined state and local excise tax, owner's title insurance near $1,500, and an escrow fee around $700 for the seller's side, plus prorated property taxes.